2006 Hyundai Elantra Pricing and Specs

You could get an agreed value on the next car, which would cover you for that amount in the event of a write-off, but you will pay more for your insurance. It's probably not worth buying the write-off given that you would have to repair it. It will also have been placed on the written-off register, so you'll have the extra trouble of getting it checked and approved for a return to the road before you can register it and drive it again.

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You'll find there's also a time requirement on the belt. Even though it's only done 37,000 km it is going on for seven years old, so I would always err on the side of caution and change the belt.

The front pads normally do most of the braking and wear out first as a result, but it's not unusual today for the rears to go before the fronts. You could check to make sure the handbrake is releasing properly and not dragging on the discs. I doubt that you have been conned by the dealer, if he was really conning you I'm guessing you would have copped a bill for the fronts as well, and maybe even the disc rotors themselves. If in doubt when in a situation like this ask to see the parts that have replaced. Most dealers are happy to show them to you.