Volvo SUV Range

The Volvo EX30 is built at the Volvo Group's Zhangjiakou plant in China, with final assembly taking place in Chengdu, China.

The first thing to figure out is what type of smoke it is; oil smoke or fuel smoke. If the smoke is black, then it’s probably excess fuel that is being injected into the engine. If the smoke is a bluish-grey, then it’s likely to be oil smoke. The major causes of oil smoke are worn piston rings or valve guides and their seals. If it’s either of those thing, it will be a fairly major repair bill.

But it would also be worth checking the crankcase ventilation system as this can cause an engine to smoke, too, and is a much simpler fix.

The smart money says go with a Toyota. The RAV4 is popular but within your budget, you'll be buying a 12- or 14-year-old car with at least 200,000km on its odometer. Which still means it's probably a pretty good thing in terms of reliability, provided it's been serviced correctly up to now, but you'd have to buy carefully. A second-hand Kluger can also be a good deal if you can afford the fuel, but comes with the same caveats.

A Honda CR-V won't be much different to the RAV4 in terms of its price versus model year, but you stand a slightly better chance of finding a CR-V with relatively low kilometres. Don't be afraid to get a bit alternative and look at things like the Kia Sportage. Your ten-grand gets you into a Sportage of around the same vintage as the RAV4, but is likely to have as many as 100,000 fewer kilometres on board. Again, check for a full service history.

And given your usage pattern, don't be temped to stump up more for a hybrid SUV; there's just not the pay-off at the pump for a car that does mainly highway and open-road work.