Volvo XC90 vs BMW X5

What's the difference?

The XC90 Recharge makes a lot of sense for a family with a couple of kids, who live and spend most of their time in the city and surrounding suburbs.

You’ll need access to a power point for charging and you’ll have to do it regularly to get the best out of this SUV, but in return you’ll get effortless and efficient driving, along with the practicality and prestige which comes with any XC90. 

This is a luxurious prestige five-seater brimming with BMW’s latest design and technology that’s not only practical for weekly family duties but can also embrace spirited driving with the push of a button. A great all-rounder for families that like a sporty edge. 

Cars are like dogs in that a year for them ages them more than one for us. So, this current-generation XC90 which came out in 2015 is getting on in age. Still, the XC90 is a design lesson in how to defy the aging process because the styling even now it appears modern and beautiful. It’s also big, tough, and prestigious looking which is how the flagship SUV in a premium brand should be.

The Thunder Grey paint my test car wore (see the images) is an optional hue, and it suited the battleship size and personality of the XC90. The enormous 22-inch five -spoke Black Diamond Cut alloy wheels were standard and filled up those giant arches nicely.

Maybe it’s the minimalist styling which has kept the XC90 looking cutting edge, because even the interior looks like the inside of a very expensive psychiatrist’s office with those leather seats and the brushed aluminium trim.

The vertical display is still impressive even in 2021, and while fully digital instrument clusters are in everything these days the XC90’s has a prestigious look and matches the rest of the cabin in its colours and fonts.

As for the XC90’s dimensions, it’s 4953mm long, 2008mm wide with the mirrors folded and 1776mm tall to the top of its shark fin antenna.

The latest front-end design features subtle revisions to BMW’s signature 'kidney' grille theme, highlighted by slimmer matrix LED headlights with chevron-shaped DRLs that incorporate the turn indicators.

There’s also an ‘iconic glow’ function, which illuminates the twin-grilles at night in-sync with the external courtesy lights when approaching and departing the vehicle. Lower front air-intake and tail-light treatments have also been revised.

The dash features a new curved instrument panel. Based on BMW’s latest generation 'iDrive' operating system, it consists of a 12.3-inch driver’s info display and 14.9-inch control display presented across the same seamless glass surface.

The control display’s touchscreen functionality has allowed dash buttons and switches to be minimised.

This new design dash has a blend of synthetic leather trim and dark brown/high-gloss woodgrain surfaces, along with new LED ambient lighting and gear-selector design.

The rear seat is sumptuous and spacious, even for someone my height (186cm). There’s ample knee and headroom and it can seat three kids in comfort, but for adult passengers wanting that 'business class' feel it would be ideal for two.

My only criticism of the new instrument display is that with more than 30 applications displayed on the expansive control screen, it can be distracting at times trying to visually locate and operate these functions while driving.

And, depending on sun angle, there were also complaints from different front seat passengers on different days about blinding glare caused by the dash’s high-gloss woodgrain inserts. Fortunately, the driver is unaffected by these reflections.

Clever interior packaging means the XC90 Recharge is more practical than many large SUVs. There are flashes of utilitarian brilliance everywhere from the children’s booster seat which pops out of the centre of the second row (see the images) to the way the XC90 can crouch down like an elephant to make it easier to load stuff into the boot.

The XC90 Recharge is a seven-seater, and like all SUVs with third rows those seats in the very back only offer enough room for kids. The second row is spacious even for me at 191cm tall with plenty of leg- and headroom. Up front as you’d expect has good head-, elbow- and shoulder room.

Cabin storage is good with two cup holders in each row (the third also has containers under the armrests) and there are large door pockets, a decent sized centre console box and a net pocket in the front passenger footwell.

The cargo capacity with all seats being used is 291 litres and with the third row folded flat you’ll have 651 litres of boot space.

Storage for the charging cable could be better. The cable comes in a stylish canvas bag that sits in the boot, but other plug-in hybrids I’ve driven do a better job of providing a storage box for the cable that’s out of the way of your regular cargo.  

The gesture control tailgate works with a foot swish under the rear of the car and the proximity key means you can lock and unlock the vehicle by touching the door handle.

The cargo area is filled with hooks for bags and a lift-up divider to hold items in place.

Four-zone climate control, four USB ports (two in the front and two in the second row) dark tinted rear windows and sun blinds top off what is a very practical, family SUV.

My family is small – there’s just three of us – and so the XC90 was more than what we needed. That said, we found a way to fill it with holiday gear, shopping, even a mini trampoline.

With its 2165kg kerb weight and maximum allowable weight of 2885kg, our test vehicle can legally carry up to 720kg.

That should be ample for five adults (even better for kids) and their luggage, of which up to 100kg can be carried on the roof rails using a rack or roof box (both in BMW's accessory range).

Powered upper and lower tailgates provide good access to the luggage area, which is carpeted and equipped with a roll-out privacy screen, load securing hooks, a 12-volt accessory outlet and a first-aid kit stored behind a removable side panel.

The space-saver spare and tools are stored below the hinged load floor, so all luggage must be removed to access them.

Internal luggage space with the rear seat upright is 650 litres (0.65 cubic metres) which expands to 1870 litres (1.87 cubic metres) with the rear seat folded flat.

A useful load-carrying feature when the rear seat’s backrest is upright is a hinged centre section that folds forward and flat to carry long and narrow items.

These can stretch all the way from the tailgate to the dash if need be, which could be handy for carting anything from skis to home hardware purchases (firmly secured, of course).

It’s also rated to tow up to an impressive 3500kg of braked trailer, which matches the class benchmark for one-tonne utes.

However, given that tow-ball download (TBD) is usually around 10 per cent of trailer weight, the X5’s maximum TBD rating of only 140kg could be a challenge if 3500kg towing is required.

Front of cabin storage includes a big bottle-holder and bin in each front door, a glove box and on the right-hand side of the dash a pull-out driver’s bin, both of which are felt-lined.

The centre console, in addition to its wireless phone-charging pad, USB-A port and 12-volt outlet, has two small-bottle/cupholders up front and a large box at the rear, housing a USB-C port and topped by a padded dual 'brochure fold' lid that double as an elbow-rest for driver and front passenger.

Rear seat storage includes a large-bottle holder and bin in each door and pockets on each front seat backrest. The rear of the centre console has two storage nooks for small items in addition to its air-vents, two USB-C ports and a 12-volt outlet. There’s also a handy tablet-mount and USB-C port on each front seat backrest, which is great for long trips.

Folding down the rear seat’s centre armrest reveals two pop-out small-bottle/cupholders. And under its hinged lid is a hidden felt-lined compartment that’s ideal for storing slim screened devices away from prying eyes.

Our test vehicle, to use its full name, is the X5 xDrive 40i M Sport. That breaks down to xDrive (intelligent all-wheel drive) and 40i (3.0L turbo in-line petrol six) with eight-speed automatic transmission.

M Sport denotes a package that's included as standard equipment which contains desirable goodies like enormous multi-piston M Sport brakes/adaptive suspension/aerodynamics, M leather-rimmed steering wheel, high-gloss black roof-rails and more.

All up, the list price is $138,900. However, our example has an optional ‘Enhancement Package’ which for another $6000 adds your choice of selected 22-inch alloy wheels (fitted with 275/35 R22 Continental tyres on ours), a tyre pressure monitoring system, metallic paint ('Skyscraper Grey' on ours), Harman Kardon 16-speaker surround-sound audio and 'Crafted Clarity' glass application (glass-handled shifter).

And this is on top of many standard features including three-zone climate control, automatic two-piece tailgate, digital radio, a head-up driver display, adaptive LED headlights with high beam assist, a panoramic full-length sunroof, wireless Apple/Android integration, 'Verino' quilted synthetic leather upholstery, numerous USB ports/12v outlets and more. However, there’s only a space-saver spare.

Numerous options include self-levelling air suspension, 'Merino' leather upholstery, active seat ventilation and massage functions, thermo-adjustable cupholders, LED-illuminated ‘sky lounge’ panoramic glass sunroof and Bowers & Wilkins premium surround sound to name a few.

The XC90 Recharge (Volvo calls it this, so for simplicity let's do it, too) is an all-wheel drive SUV with a 2.0-litre four-cylinder supercharged and turbo-charged engine, producing 246kW and 440Nm, plus an electric motor which adds 65kW and 240Nm.

Shifting gears is an eight-speed automatic and acceleration is rapid at 5.5 seconds for the 0-100km/h sprint.

All XC90s have a 2400kg braked towing capacity.

The 11.6kWh lithium ion battery is located under the floor in a tunnel which runs down the centre of the car covered by the centre console and hump in the footwell of the second row.

If you didn’t realise, this is the type of hybrid you need to plug into a power source to charge the batteries. A power point is fine but a wall unit is faster.  If you don’t plug in, the battery will only get tiny whiff of charge from the regenerative braking and that won’t be enough to put a tiny dent in your fuel consumption.

The X5 xDrive40i is powered by BMW’s legendary 3.0-litre DOHC 24-valve in-line six with state-of-the-art technology.

This includes twin-scroll turbocharging, variable valve/camshaft timing and 48-volt mild hybrid technology (delivering up to 9.0kW and 200Nm) using an electric motor integrated with the transmission.

The combined effect is optimised power and throttle response (0-100km/h in 5.4 secs) with minimal fuel consumption and Euro 6d emissions.

It produces 280kW between 5200-6250rpm and 520Nm of torque (this can reach 540Nm with hybrid input) across a remarkably wide and flat peak torque band between 1850-5000rpm, which showcases its flexibility. There’s also auto start-stop and selectable drive modes.

This is paired with BMW’s smooth and sharp-shifting eight-speed torque converter automatic, which combines the best characteristics of a dual-clutch and traditional torque converter transmission.

There’s overdrive on the seventh and eighth gears to optimise fuel economy and the choice of rapid manual-shifting using the steering wheel paddles.

Power reaches its wide tyres through the xDrive intelligent all-wheel drive system, which actively varies the engine’s torque distribution between the front and rear wheels to optimise traction at all times.

BMW’s ‘Efficient Dynamics’ also includes brake energy regeneration with recuperation display and many other standard features to enhance driving safety and efficiency.

Volvo says that after a combination of urban and open roads the XC 90 Recharge should use 2.1L/100km. That’s incredible - we’re talking about a five-metre long, 2.2-tonne, seven-seat SUV here.

In my testing the fuel economy varied greatly depending on how and where I drove the XC90.

There was a week where I only drove up to 15km a day doing the day care drop-offs, the shopping, popping into work in the CBD, but all within 10km of my home. With 35km of electric range I found that I only had to charge the XC90 every second day to keep it topped up to full and, according to the trip computer, after 55km of travel I was using 1.9L/100km.

I recharged using the outdoor power point in my driveway and using this method would take just less than five hours to fully charge the battery from empty. A wall unit or fast charger will top the battery up much quicker.

The charging cable is long at more than 3m, and the flap on the XC90 is located on the front left wheel guard.

If you don’t have a way of charging the XC90 regularly then fuel consumption will go up, obviously.

This happened when our family took a break down the coast and the holiday house we stayed at didn’t have a power point within reach. So, while we had been charging the car regularly in the week beforehand with a few long trips thrown in on motorways, for the four days we were away I didn’t plug it in at all.

After 598.4km I filled it back to full at the petrol pump with 46.13 litres of premium unleaded. That comes to 7.7L/100km, which is still great fuel economy given that the last 200km would have been without charging.

The lesson is the XC90 Recharge is most fuel efficient on short suburban and city trips with daily or every second-day charging.  

A larger capacity battery would add more range and make this plug-in hybrid SUV better suited to people who live further out of the city and do more motorway miles.

BMW claims combined average (WLTP) fuel consumption of 9.9-8.5L/100km. Our 415km test comprised a mix of suburban and highway driving and when we stopped to refuel the dash display was showing 10.2L/100km which was line-ball with our own 10.6L/100km figure, calculated from fuel bowser and tripmeter readings.

So, based on our figures, you could expect a realistic driving range of around 780km from its 83-litre tank using standard 91-octane petrol.

We put more than 700km on the clock of the XC90 Recharge during the three weeks it stayed with my family, covering a lot of motorway miles, country roads and a stack of urban usage, too.

Now without sounding like one of the haters who hated on me the last time I test-drove a Volvo hybrid, you will need to charge the XC90 Recharge all the time if you want to get not only the best fuel economy, but also the best performance from the SUV, too.

There’s the extra oomph from the motor, when you have enough charge in the ‘tank’ but also the serene and smooth pleasure of driving in electric mode on city and urban trips.

That tranquil electric driving experience feels kind of at odds with a large SUV at first, but having now tested a few big family plug-in hybrids and EVs I can tell you it’s a more enjoyable one.

Movement is not only smooth, but the electric grunt provides a feeling of control with an instant response which I found reassuring in traffic and at intersections.

The transition from electric motor to petrol engine is almost seamless. Volvo and Toyota are only a couple of the few brands which seemed to have achieved this.

The XC90 is large and that presented a challenge when trying to pilot it into my narrow driveaway and in car parks, but light, accurate steering and excellent visibility with large windows and cameras galore helped there.

The auto parking feature works well even on the higgledy-piggledy streets in my neighbourhood.

Topping off an effortless driving experience is air suspension which provides a cushioned and composed ride, with great body control all while wearing those 22-inch wheels and low-profile rubber.

It’s supremely comfortable, with front bucket seats that offer powered-adjustment of height, reach and backrest angle along with side bolsters that can tighten their grip of your upper torso.

There’s also two-way lumbar support, that adjusts not only how far it pushes your spine forward but also allows that pressure point to be raised or lowered.

Combined with its power-adjustable leather-rimmed steering wheel, it would be hard not to find a comfortable driving position.

Eyelines to all mirrors are good and over-shoulder blind-spots are minimal. Front and rear occupants can talk without raised voices thanks to low engine, wind and tyre noise at highway speeds.

As you’d expect, it has high build quality and a tangibly solid feel as though it was machined from a single block of steel, from the satisfying thuds of its closing doors to the absence of shudders or rattles on a variety of roads.

It also has two personalities, which can be switched in an instant. In 'Comfort' mode it will happily cruise around city and suburbs as a mild-mannered family car, fulfilling daily duties like work commutes, school drop-offs and pick-ups, supermarket shopping and the like.

However, flick the drive mode to 'Sport Plus' and you awaken, well, if not ‘the ultimate driving machine’ then something close.

Its optimised drivetrain and handling settings feel more like a sports sedan than a family car, which can turn any winding mountain road into an engaging experience.

It has impressive reserves of cornering grip and braking force, combined with sparkling engine response and fast sequential manual-shifting at your fingertips.

It feels impressively agile, with all-round response that belies its 2.0-tonne-plus kerb weight, backed by a symphony of sounds from its sublime in-line six.

Five-star ANCAP (awarded in 2018) includes front and side airbags for driver and front passenger, plus head airbags for front and rear seats.

The comprehensive 'Driver Assistant Professional' active safety menu includes AEB (city, interurban and vulnerable road user) and a multitude of others.

It also has 'Parking Assist Professional' and for young families there are ISOFIX child seat anchorages on the two outer rear seating positions and top-tethers for all three.

The XC90 is covered by a five-year, unlimited kilometre warranty. Two service plans are offered: three years for $1500 and five years for $2500.

BMW covers the X5 with a five year/unlimited km warranty and offers several service plans to suit different budgets and requirements.

For example, the 'Service Inclusive Basic' package covers all scheduled services over five years/80,000km for a total of $3450, or an average of $690 per year.