Unfortunately, because your car was delivered before May 1 2018, it's only covered by Ford's three-year warranty, which, of course, has expired. New Fords delivered after that 2018 cut-off were covered by an longer, five-year warranty, but that's not much use to you.

The best thing you can do is tackle Ford Australia's customer service department to see if they're open to covering part of the cost of repairs on a pro-rata basis. This is a sometimes a possibility if the vehicle is only just out of warranty or has covered very low kilometres with a full service history. But in your case, I wouldn't be holding my breath.

Prices of second-hand vehicles like the Ranger are high right now, mainly because there are such long waiting lists for new vehicles. When that happens, people who want their car now start looking at the second-hand market. At which point, simple supply and demand mechanics dictate that prices rise.

Even though the Ranger isn’t as badly affected as some makes and models, there’s still an average waiting time of two or three months for a brand-new Ranger (depending on specification). Which is why there’s a strong market for a second-hand example like yours that has been looked after and serviced properly. The low kilometres showing also puts a vehicle like yours on to the short-list of a brand-new buyer being forced to look for a second-hand car.

Prices right now for a vehicle matching yours seem to be anywhere from a low of $48,000 up to about $60,000, although whether the selling asking the higher figure will achieve that is another matter. Either way, though, you’d probably start the bidding at around the low-$50s for a quick sale. As an aside, while the accessories, mileage and service history all play well for your car, the extended warranty (protection plan as it was sold to you) probably won’t add a single cent. That’s because these dealer-supplied extended warranties are rubbish (rarely covering anything meaningful) and often are not even transferable to the next owner anyway.

All the feedback I’ve had Steve makes me think that these extended warranties are a waste of your money. They tend to be very cleverly worded to ensure that the things that typically go wrong with cars of this age are not covered.

Have a close look at the fine print and make a decision from there. But if the warranty doesn’t cover things like fuel-injector and fuel-pump problems, or diesel-particulate filter dramas (all big dollar items on a Ford Ranger) then I’d be asking some difficult questions. And then leaving with my money still in my pocket.